Terms of Service and Privacy Policy

Cardholder(s) hereinafter referred to as the (“User”) of virtual visa card purchased through:



This is a legal governing contract between www.instantvirtualcreditcards.com and the User for the provision of services.

By becoming a User you automatically testify to be at least 18 years of age and a legal resident in a country where using such services is not Prohibited. User must not be listed on the OFFICE OF FOREIGN ASSET CONTROL (“OFAC”) SPECIALLY DESIGNATED NATIONALS AND BLOCKED PERSONS list. User will be held solely responsible for any liabilities arising from any false claims.


User agrees that www.instantvirtualcreditcards.com is NOT a bank and does not offer financial services such as loans, credits, depository and or any other banking service.

www.instantvirtualcreditcards.com is a provider of ecommerce services such as visa virtual cards to its customers and does not issue actual prepaid cards. Service is provided to the User through a network of different suppliers and source companies eligible to issue prepaid virtual cards to accommodate our Users.

www.instantvirtualcreditcards.com provides ecommerce service which enables the User to make purchases over the internet using a prepaid virtual card.


Frequently Asked Questions: statements provided in the FAQs section of www.instantvirtualcreditcards.com website are also part of this agreement.

User understands and accepts that it is strictly Prohibited to make use of www.instantvirtualcreditcards.com service in order to pay for any illegal material as well as illegal downloads or any other goods and services infringing intellectual property rights of a third party and or any illegal purpose or criminal activity of any nature. www.instantvirtualcreditcards.com will report any suspicious account activity to the relevant law enforcement authority. www.instantvirtualcreditcards.com reserves the right to apply at its sole discretion prevention and detection procedures and suspend accounts or refuse the execution of transactions if there are reasonable grounds to suspect that an account is being or may be used for illegal purposes.

www.instantvirtualcreditcards.com shall make reasonable efforts to ensure that all transactions are processed in a timely manner. However, www.instantvirtualcreditcards.com makes no representations regarding the amount of time needed to complete processing, nor shall www.instantvirtualcreditcards.com be liable for any actual or consequential damages arising from any claim of delay or use of www.instantvirtualcreditcards.com. Furthermore www.instantvirtualcreditcards.com makes no representations or warranties as to continuous, uninterrupted or secure access to the www.instantvirtualcreditcards.com service, which may be affected by factors outside of www.instantvirtualcreditcards.com control, or may be subject to periodic testing, repair, upgrade or maintenance.

www.instantvirtualcreditcards.com shall in no way, and under no circumstances, be liable for any damages or losses, including without limitation, direct, indirect, consequential, special, incidental or punitive damages deemed or alleged to have resulted from or caused by but not limited to the following scenarios:

* www.instantvirtualcreditcards.com will fully refund or provide valid prepaid virtual credit card to User if it has been proven that virtual debit card purchased is not valid within 30 days of purchase.

* www.instantvirtualcreditcards.com will refund 95 % of the virtual visa card's balance to User within 1 week after card purchase if there will be no posted transactions.

* www.instantvirtualcreditcards.com will not be held responsible if an online merchant, website or company denies or does not accept a prepaid virtual card for any reason.

* User is fully responsible to keep www.instantvirtualcreditcards.com virtual visa card details safe and secure.

* www.instantvirtualcreditcards.com is not held responsible for any prepaid virtual cards that have been compromised or stolen. Any losses or damages will not be the liability of www.instantvirtualcreditcards.com

* any fraud, deception or misrepresentations by the User, merchant or some unknown entity or person.

* any errors or omissions in the website content.

* the misuse of the web site content or the inability of any person to use the site.

* delays, losses, errors, or omissions resulting from failure of any telecommunications or any other data transmission system and the failure of the central computer system or any part thereof.

* any results of any acts of Government or authority, any act of God or any natural disasters.

www.instantvirtualcreditcards.com service is limited to providing the User with a payment facility and does not guarantee the quality, safety or legality of the transaction the User is undertaking. www.instantvirtualcreditcards.com will not be liable for any goods or services for which the User pays using this service and will not be liable for any charges, taxes or other duties in relation to such goods or services.

User agrees to release, indemnify, and hold www.instantvirtualcreditcards.com harmless against any claim brought against www.instantvirtualcreditcards.com by any third party resulting from the use of this payment service in respect to any losses, actions, proceedings, claims, damages, expenses or liabilities whatsoever suffered and further incurred by www.instantvirtualcreditcards.com in consequence of the User non observance or breach of these terms and conditions.


User agrees that this agreement may be updated, amended or clauses changed without prior notice to the Cardholders.


Agreement on Property Rights Transfer by Means Of Digital Units


Risks Acknowledgment

Offered goods and services are not provided on order of a person or company, who runs WebMoney Transfer System. We are an independent entity providing services and making decisions about pricing and offers ourselves. Companies, running WebMoney Transfer System do not receive any commission, interest fees or any other awards/refunds for the provided goods or services and are not liable for our activities.

Verification done by WebMoney Transfer System only confirms the accuracy of our contact details and prove the identity. Verification is performed on our own intention and doesn't mean or show our connection with WebMoney System operators sales.